Worry over uninsured vehicles

The number of uninsured vehicles on Barbados’ roads is on the rise and it has become a big headache for insurance companies.

Top industry officials say companies are also having challenges negotiating claims because too many vehicles are either not insured, or drivers do not have their insurance documents or licences with them, particularly at the scenes of accidents.

These were some of the major concerns expressed this afternoon by leaders of the General Insurance Association of Barbados (GIAB) during a Press conference at their Roebuck Street headquarters.

The situation has reached such a troubling stage that chairman of the GIAB’s Public Relations Committee, Anton Lovell, is proposing that the police impound vehicles or place them in a holding facility when drivers cannot present their insurance papers on the scene of accidents.

“We believe that, especially [with] the plastic licence now being issued to drivers, every driver should have their drivers’ licence with them and in the motor car itself and should have the certificate of insurance or cover note,” Lovell suggested.

“We are finding too many occasions where, after an accident, these documents are not produced and when the insurance company goes and investigates these situations, persons don’t have a licence or the vehicle that was in the accident stopped by the police doesn’t have insurance,” he lamented.

Lovell and the GIAB president Michael Holder disclosed that there has also been an increase in people not renewing their vehicle insurance, reducing their cover, or not paying at all.

“We are seeing an increase [in non-renewals] . . . Are some of these clients cancelling at one company and going to another company? Is it that they are cancelling and taking the car off the road, or is it that they are cancelling and taking a chance in driving without insurance?” said Holder, as he suggested there may be a need to increase fines for persons driving without insurance cover.

Lovell said another problem was that some people who do not have insurance flee the scene after being involved in an accident.

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8 Responses to Worry over uninsured vehicles

  1. Gina Harewood
    Gina Harewood September 26, 2014 at 7:03 am

    Hear in the uk. The police can take the vehicles and crush them and summons to a heavy fine and points on there licence. And a ban from driving. And its working lol

  2. Rawle Maycock
    Rawle Maycock September 26, 2014 at 7:09 am

    Here the vehicle would be impounded.

  3. Fay Ann
    Fay Ann September 26, 2014 at 8:22 am

    Prob is…no one wants to park n ride the buses…they ove the comfort of their cars:)….pay wunna insurance or park de vehicle ppl!!!

  4. Matthew Furby Dan Spooner
    Matthew Furby Dan Spooner September 26, 2014 at 8:36 am

    well when yuh insuranc over 4000 fuh a 3000 car lol yuhw ould expect that

  5. Angel Blossoms
    Angel Blossoms September 26, 2014 at 9:07 am

    When insurance is $2300 for a 15 year old car

  6. kim September 26, 2014 at 9:46 am

    No the problem is that times are hard and the insurance companies still want $1500.00 and up in 3 or 4 payments and yet road tax is another $400.00 and road worthy another $60.00 and insurance companies do not want to work with clients as soon as a payment is missed even if you already payed half or three quarters of the money them given you 7 days or them cancelling policies so what do wunna expect.

  7. Joseph Harding September 26, 2014 at 10:28 am

    In an accident, persons are given 48 hours to produce their licence & insurance certificate to a police station of their choice. Now, why not rewrite to motor vehicle laws to make it an offence for drivers not to have their insurance certificate & drivers licence when driving any vehicle. This would uncomplicated the situation a wee bit.
    Just a thought, is it not possible for insurance companies to let vehicle owners pay their insurance monthly? This would be easier for lots of motor vehicle owners.

  8. jr smith September 26, 2014 at 10:44 am

    What is this a joke, what are these industrialist on about. I have driven for more than 55 years and still driving, has never carry my insurance documents with me.if some one has an accident, they cannot produce documents in 24 hours, end product they are not insured, this then becomes a criminal matter.
    Why would they be problems to any insurance company, the person is not legally insured.
    Meaning the person would be arrested, car seized, they then becomes liable , for what ever expenses incurred by the 2nd party. if they cant pay then seizure of what ever property they have to the exact value. or imprisonment.


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